Tag Archives: Universal Health Coverage

The challenge of going beyond healthcare to health

‘Business model innovation’ is all the craze in the commercial healthcare world, what with increasing consumerization, ‘digitalization’ and payer pricing pressures. It’s also become clear that there are fundamental differences between the ecosystems for health as opposed to healthcare. In reviewing the recent Singapore budget debates on the health sector, I felt going ‘Beyond Healthcare […]

MEDISHIELD LIFE: IMMEDIATE REACTIONS

The MediShield Life Review Committee’s final report and recommendations dominated the headlines over the weekend. This was perhaps not wholly unexpected as these are the most major reforms to Singapore’s healthcare system since Medisave in the early 1980s. Various online commentators including Bertha Henson and Leong Sze Hian have offered their interpretations while the mainstream […]

ever Increasing Integrated (MediShield) Plan premiums

Response to media queries on rising Integrated Plans’ premiums in general and a specific query about private doctors offering ‘unnecessary treatments’ to generate more income: 1. For insurers to be financially viable, the premiums collected must be more than the claims paid out. This ‘medical loss ratio’ as it is described in the industry is […]

Obamacare and MediShield Life- TODAY 15 Nov 2013

I chaired a session on Obamacare and what implications there are for MediShield Life in NUS yesterday and later participated in a panel discussion on the topic. Must say it was pure coincidence that the Ministry of Health Singapore announced that it would reveal the names of the members appointed to the MediShield Life review […]

Breathing ‘life’ into MediShield Life (Straits Times 23 Sept 2013)

Since ‘MediShield Life’ entered the public lexicon a month ago, commentators and citizens alike have raised concerns on everything from the setting of premiums to the fairness of the healthy paying for the unhealthy to mitigating the dangers of ‘abuse’. As the Ministry of Health engages in public consultation, it is worth stepping back and […]

Protected: What Next for Singapore Healthcare post-National Day Rally 2013

There is no excerpt because this is a protected post.

From talking about ‘personal responsibility’ to thinking about ‘nation’

I wrote the commentary below which was published in TODAY for the following reasons: 1. Ask that Singaporeans, cynical or otherwise, recognize that whatever they may personally feel, the changes in healthcare announced are a major shift away from the previously dominant ideology. Recall that in a previous post, I had highlighted the elder Mr. […]

Are Singaporeans being set up for disappointment?

“More help for pioneer generation soon: Tharman”, “A new social compact between the people and the government will also have to be forged”… The traditional build up to the National Day Rally (scheduled this year for 18 Aug 2013) seems to be in overdrive this year. I am worried. Looking at a couple of letters […]

What can the ‘average citizen’ do?

I recently received an email from a reader with the poignant comment below: “If there’s anything a retired citizen like me can do to bring about the transition to universal healthcare coverage in Singapore, please let me know. If we need to pay more taxes to give individuals peace of mind about their health, let’s do […]

Misunderstanding European Healthcare Once Again

It is hard to be European. Despite substantial changes in healthcare financing in Europe over the last 2 decades with a shift towards larger use of cost sharing, many in Singapore still believe that European healthcare is ‘free’. The latest is a remark attributed to a minister by Channel News Asia: “… said the government […]